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Open Banking Accounts include accounts that are open, closed, not visible in Online Banking and accounts that the Administrator or nominated User may not have access to in Online Banking. We may also require you to be registered for Online Banking in order for you to share your Open Banking data with Westpac in our capacity as an Accredited Data Recipient. To use Open Banking to share your data with Westpac that we hold in our capacity as a Data Holder, you will need to be registered for Online Banking and satisfy other eligibility criteria. You can also request a copy of a transcript from us through the chat service. 15.1 We may give you access to our chat service in Online Banking, where you may chat with the virtual assistant (bot). 14.4 You may terminate your use of Online Banking at any time by giving us written notice, making a request in the Mobile Banking App, or calling our contact centre. If you are travelling to a Sanctioned Jurisdiction, we may without giving you notice suspend your access to Online Banking or any other account access methods while you are in that jurisdiction.
We offer an identity verification service that automates the comparison of your identity document (such as a driver’s license) with your image (such as a selfie). You can save this information to your Link account to access similar services in the future. You can also use your Link account to access services provided by Stripe’s partner businesses, such as Buy Now, Pay Later (BNPL) services or crypto wallet services. For instance, you may save your name, payment method details, contact information, and address to conveniently use saved information to pay for transactions across our Business Users.
Alternatively, both individual customers and organisations can authorise another person(s) to have access to their Accounts under a Third Party Access Authority via the third party’s own Online Banking. The authorised Administrators will manage your Business Network including authorising Users to access the Accounts. This document sets out the Terms and Conditions for Westpac Online Banking ("Online Banking"), which refers to our online, mobile and tablet banking service. These Terms and Conditions apply to your access and use of Westpac Online Banking.
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